:root {
  --navy: #1f3a5f;
  --teal: #2ca6a4;
  --ink: #152033;
  --muted: #64748b;
  --line: #dbe4ee;
  --paper: #ffffff;
  --bg: #f4f7fb;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: var(--bg);
  color: var(--ink);
}

a { color: inherit; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 16px clamp(20px, 5vw, 56px);
  background: rgba(255,255,255,.92);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(10px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--navy);
  font-weight: 850;
  text-decoration: none;
}
.brand-mark {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background: var(--navy);
  color: white;
}
nav { display: flex; gap: 18px; font-size: 14px; font-weight: 700; color: var(--muted); }
nav a { text-decoration: none; }
nav a:hover { color: var(--teal); }

main { max-width: 1180px; margin: 0 auto; padding: 0 20px 56px; }
.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(300px, .75fr);
  gap: 28px;
  align-items: center;
  min-height: 620px;
  padding: 60px 0;
}
.eyebrow {
  margin: 0 0 10px;
  color: var(--teal);
  font-size: 12px;
  font-weight: 850;
  letter-spacing: .12em;
  text-transform: uppercase;
}
h1, h2, h3, p { margin-top: 0; }
h1 { max-width: 760px; font-size: clamp(44px, 7vw, 76px); line-height: .95; letter-spacing: -.06em; color: var(--navy); margin-bottom: 20px; }
h2 { font-size: clamp(28px, 4vw, 44px); line-height: 1.05; letter-spacing: -.04em; color: var(--navy); margin-bottom: 12px; }
h3 { color: var(--navy); margin-bottom: 8px; }
.lead { max-width: 680px; font-size: 20px; line-height: 1.55; color: var(--muted); margin-bottom: 28px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 18px;
  border-radius: 12px;
  font-weight: 800;
  text-decoration: none;
}
.button.primary { background: var(--teal); color: white; }
.button.secondary { background: white; color: var(--navy); border: 1px solid var(--line); }
.hero-panel, .card, .cta, .timeline li {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 16px 40px rgba(31,58,95,.08);
}
.hero-panel { padding: 24px; }
.panel-topline { color: var(--muted); font-size: 13px; font-weight: 800; text-transform: uppercase; letter-spacing: .1em; margin-bottom: 14px; }
.metric-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.metric-grid div { padding: 18px; border-radius: 16px; background: #f8fbfd; border: 1px solid #e8eef5; }
.metric-grid strong { display: block; color: var(--navy); font-size: 22px; }
.metric-grid span { color: var(--muted); font-size: 13px; }
.section { padding: 52px 0; }
.section-heading { max-width: 780px; margin-bottom: 22px; }
.section-heading p:not(.eyebrow), .cta p { color: var(--muted); line-height: 1.6; font-size: 17px; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.card { padding: 24px; }
.card p { color: var(--muted); line-height: 1.6; }
.process-section { border-top: 1px solid var(--line); }
.timeline { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.timeline li { display: grid; grid-template-columns: 64px 1fr; gap: 18px; padding: 22px; }
.step {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: #e8f7f7;
  color: var(--teal);
  font-weight: 900;
}
.timeline p { color: var(--muted); line-height: 1.55; margin-bottom: 0; }
.cta { text-align: center; padding: 38px 24px; }
.cta p { max-width: 680px; margin-left: auto; margin-right: auto; }
footer {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 24px clamp(20px, 5vw, 56px);
  color: var(--muted);
  border-top: 1px solid var(--line);
  background: white;
  font-size: 13px;
}

@media (max-width: 820px) {
  .site-header, footer { display: block; }
  nav { margin-top: 14px; flex-wrap: wrap; }
  .hero { grid-template-columns: 1fr; min-height: auto; padding: 42px 0; }
  .cards { grid-template-columns: 1fr; }
  .timeline li { grid-template-columns: 1fr; }
  footer span { display: block; margin-bottom: 6px; }
}